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What’s Out There (And In Here): Traveling By Yourself To Broaden Your Mind

There’s nothing quite like getting out there, on the road, and traveling the world, viewing proceedings from the ground floor. But, when you are thinking about planning a long journey around the world, stopping over in many countries, are you going to do this by yourself, or with a group of friends? Usually, we would think about going as a group, but if you really want to experience the world first-hand, going around the planet on your own is the best way for you to broaden your mind. It’s been said a million times before, that travel broadens the mind, but if you really want to expand your horizons, mentally and emotionally, you have to explore the world by yourself, and so, how can travel broden the mind better when you are by yourself?

You Find Out What You Are Made Of

There is nothing quite like going somewhere by yourself, and having to rely on your skills and instincts to get you around. We can either feel intimated by a big and scary world, or we can embrace it, and really get involved. What you learn when you are travelling by yourself is that getting from one place to another isn’t as stressful as we once thought. In fact, even if you don’t speak the language, there is always help available, and you realise that a new environment isn’t scary and alien. And, even if you encounter a few difficult scenarios, you have to think that little bit more to get yourself out fo those situations. And once you’ve done this, you can realise exactly what you are capable of. By throwing ourselves into new situations, we embrace the whole sink or swim attitude to life. By doing this, and realising that when we make a little mistake that the world doesn’t cave in on us, we build our emotional strength.

You Develop Your Confidence

The stronger we get in an emotional sense, the more confident we feel. When we are stuck in our hometown, in a dead end job, or we are used to a certain pattern of living, we can feel somehwat hemmed in. Once you break out of all of these constructs, and you being to travel the world by yourself, you can reinvent who you are. This is one of the most enlightening feelings we can have in life. By going to a new country, we can completely change our personality, or try on new ones. Instead of being a shy and retiring person, or being a nosey loudmouthed person, we can’t try on a new “suit” and see how this different personality fits. And that’s a great thing when you are going from place to place, and relying solely on your instincts to get you by, in many ways, you might realise that the person you were isn’t the person you’d like to be. By going from place to place, and making new friends, even just for a night, you learn how to adapt to new situations quickly. You realise that these moments we have in life aren’t always about lifelong friendships, it’s about learning from others, and figuring out who we really are. These is no better way to understand who you really are than travelling and putting yourself into these new and exciting situations.

You Can Start Again

And by putting on a whole new personality, you may find a way of life that suits you more than the one you are used to. A lot of people travel from place to place, and they encounter so many new and exciting ways of living, there can be the temptation to stay in one place, possibly for the rest of your life. But the great thing about travbelling is that you can spend as long as you really want to in one particular place, and you can even rent a property, just so you really know in your heart of hearts if this is a place that you’d like to stay for the foreseeable future. Links like https://www.rumah.com/rumah-disewa/di-area-semarang-idjt28 shows you the various types of houses that are for rent in Central Java, and, on the opposite end of the spectrum spending prolonged periods of time in these places may help you realise where home really lies for you. By going all around the world, you may finally understand that there is no place like home. In this respect, you can start your life over again with a clean slate, wherever you end up, because you’ve been out there, and experienced what the world has to offer, and you’ve found what is really important to you and what you actually want out of life, whether it’s an adventure, or the simpler things.

You Learn New Skills

Naturally, as you explore the world and find new cultures and approaches to life, you learn how to navigate public transport, find great food recommended by the locals, and learn new skills within yourself. Coping skills are one of those all important tools that we need in life to tackle new and exciting horizons. Whether you learn through fellow travelers, or you naturally stumble upon new skills that you wouldn’t have considered before, these are all things you can utilise for your adventures across the globe. While something like meditation can be beneficial in every  aspect of our lives (https://alifeofproductivity.com/meditation-guide can give you some of the basics), when you are travelling across the globe, you need to find a way to relax quickly, but still have your wits about you. After a while, this idea of expanding your comfort zone means that you will thrive in situations that used to stress you out completely. By learning new skills, it’s not just about making these serve you well during your travels; you will learn how to implement them in other areas of your life, long aftet you finished your excursions. And this is the true benefit of broadening your mind while you travel.

You Will Feel A Great Achievement in Life

Last, but not least, you will feel a great sense of achievement. After all, you’ve learnt how to navigate “alien” worlds, discovered how to trust your instincts, and you’ve learnt how to apply so many new skills to get by, all of which adds up to a momentous achievement. And, these skills you learn are what will help you live a better life. Heading out across the world by yourself is a major undertaking for anyone, and many people will voice their concerns, but you will get to the core of who you are and what is really important to you. Whether this is by experience new cultures so you can look at the world a little differently, or these experiences you have accumulated has finally made you realise that home is where you will thrive, it’s hardly a surprise that the travel bug is something that so many people can’t shake. Some people don’t like to experience new things, they are more than happy in their bubble, but it’s these people who may not necessarily achieve much in life. Yes, this is a grand statement, but if you are missing something in life, or you want to discover what is out there as well as in you travelling is the simplest way to achieve so much. It’s been said before that travel broadens the mind, but it’s not just because you learn about new cultures, by going out of your comfort zone, you finally get to grips with who you really are.

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Road Trip: Pacific Coast Highway

It is not often we can get a chance to be across the globe. As evidenced by the beautiful scenic pictures that keep cropping up in our trip planning, the Pacific Coast Highway (PCH) promises unique landscapes and plenty of places to stop and explore. However, we are still toying with the idea of whether to take a domestic flight or drive along the Pacific Coast Highway (PCH).

The distance stretches up to 800 km and it does not seem possible to complete the route within a day without exploration.

A tad daunting, perhaps.

An initial thought was making interval stops before hitting Los Angeles (LA). That means shortening the time we have in LA, an itinerary that we felt are not conventional to many travellers as they prefer to spend more time in LA with the availability of amusement parks. After some research, it seems hard to miss out attractions along PCH.

All thanks to Outdoor Blueprint, they made trip planning easier with these attractions laid out neatly.

SAN FRANCISCO

San Francisco Road Trip Guide
Image Credit – http://www.outdoorblueprint.com

MONTEREY BAY

Monterey Bay Road Trip Guide
Image Credit – http://www.outdoorblueprint.com

BIG SUR (Limekiln State Park)

Limekiln Big Sur 26
Image Credit – https://californiathroughmylens.com/big-sur-attractions

Big Sur Road Trip Guide

Image Credit – http://www.outdoorblueprint.com

SAN LUIS OBISPO

San Luis Obispo Road Trip Guide
Image Credit – http://www.outdoorblueprint.com

 

POINT CONCEPTION (The Santa Barbara Channel)

Image Credit – https://exoticwinetravel.com/santa-barbara-urban-wine-trail/

Point Conception Road Trip Guide

Image Credit – http://www.outdoorblueprint.com

If you have driven across Pacific Coast Highway before, do feel free to share your travel hacks.

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What you need to know before taking a home loan

Taking out a home loan can be a nerve wracking experience, and a big deal for everyone. It is often said that home purchase involves the biggest capital outlay in a person’s life and especially in Singapore where home assets do not seem to stop appreciating, this is the hard truth that everyone has to come to terms with. However, taking on a debt in the form of a home loan, when researched carefully, can be your friend.

Before settling down in your dream home, here are the questions you should know the answer to before getting your home loan.

#1 Deciding between Fixed Rate vs. Floating Rate Home Loans

Unless you are paying in full for the property, you will be affected by changes to the interest rate. Home loans are typically offered in 2 categories:

a. Fixed Rate

Fixed rate packages maintain the same interest rate during a lock-in period of 1 to 5 years, regardless of market conditions, after which the interest rate converts into a floating rate. Should customers decide to refinance during the lock-in period, banks may impose penalties. Nonetheless, fixed-rate mortgage packages are favoured by many home buyers in view of their expectations of further interest-rate hikes and protects you from any upward interest rate movement.

b. Floating Rate

Floating rate packages have interest rates that fluctuate daily, usually pegged to the SIBOR and SOR indices. They can come with or without lock-in periods. Home buyers who opt for floating rates usually take advantage of the low interest rate environment and monthly instalment amounts. This is particularly usefil in a flat-to-declining interest rate environment.

To this end, home buyers should be mindful to choose home loan packages based on their needs instead of trying to take advantage of short-term interest rate movements.

#2 Affordability

Your current financial commitments affect your affordability. Here are some useful pointers to consider:

a. TDSR

Under the latest Government regulations in Singapore, your Total Debt Servicing Ratio (TDSR) cannot exceed 60% of your income. If you are already taking on a car loan, personal loans or credit card debts, it may affect Approval in Principle (AIP) from your bank of choice. The trick to increase your loan application chance is to maintain zero to low debt ratio.

#3 Fees and Charges

When it comes to home loans, you may be inclined to settled on the cheapest home loan rate, but do remember to compare the fees and charges applicable to the loan. Fees and charges are levied under these circumstances:

– Processing the loan application

– Withdrawl after accepting loan offer

– Late payment

– Amending the loan tenor

– Restructuring the loan

– Processing the loan application

Those fees could add up to a few thousand dollars, so it’s worth knowing how much your banks in Singapore might charge you. The amount you can borrow will typically be the same across banks. So, you are not obligated to go with a bank just because it has pre-approved your loan. It is smart to seek pre-approval from multiple banks so you have options before making a conscious decision on a loan to take.

Regardless of whether you are planning to buy a hdb or private property, a great home loan deal always come with making smart decisions by comparing home loans and mortgage interest rates online. A good place to start is Moneysmart which serves as an effective tool for online loan comparison which you can surf at the comfort of your home or anywhere you prefer, so long as you have your smart device with you. Moneysmart has come as a good choice for loan comparison. The browsing experience has been intuitive, with the website creating user experience at the forefront of their thoughts. I find the site easy to navigate, stored with current and useful information and it is definitely a breeze when comparing the latest home loan deals. You would know which site to bookmark and make a visit the next time you need information on home loan packages to assist you.

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D’BUN 利满: CAFE@356 in Joo Chiat

True-blue foodies are willing to travel great distances in search of good eats. In the heart of Joo Chiat, there are no lack of culinary hotspots and most recently, D’bun (the bun specialist) newly opened Cafe@356, a cosy, homely concept that delivers the best home cooked flavours.

We know the weather can be unforgiving in the afternoon, with the sun scorching down on us. With the air-conditioned ambience, the cafe provides a great respite for customers.

Not forsaking its traditional product offerings, one can expect to find authentic light-bites. The owner shared that they aimed to make their foods with fresh, subtle and natural tasting flavours. As such, the products from our kitchens are hand made in small batches using quality ingredients.

From the way they are, the products simply doesn’t need any further embellishment.

With the mid-autumn approaching, would you like to try D’Bun Mooncakes which are baked fresh using fillings blended so that they are not overwhelmingly sweet and come in several traditional varieties. The suite of mooncake comes in these styles – snow skin, traditional baked and baked pastry.

Trying out their ever popular freshly made buns. Your first bite will be a revelation. We are not sure if they are absolutely addictive, but you just can’t give it a miss.

CHAN2 (1)

Absolutely love these light-bites, served in pretty generous portion! The soya-bean milk is a thirst-quencher.

Their shop cannot be easily missed when you step into Joo Chiat Road.

Main Branch
358 Joo Chiat Road
Singapore 427603
Open Daily 8am – 10pm
T: +65 6345 8220
F: +65 6344 8110

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Old Siglap Flats: Goodbye Yesterday, Hello Tomorrow

Four blocks of low-rise HDB flats (pictured) at the junction of East Coast Road and Siglap Road are set to be demolished under the Selective En Bloc Redevelopment Scheme (SERS).

Officially opened in 1964 by Siglap assemblyman Rahim Ishak, the flats were built to house residents whose homes were destroyed by a fire in 1962. It was learnt that  the fire was sparked by firecrackers near the then-famous Siglap Market (now rebuilt into Siglap Centre) during the Chinese New Year celebrations of 1962.

Capturing the photographic memories before the estate is demolished to make way for new development.

One of the ten commercial shops that once, used to serve many residents here. This traditional barber shop had operated for more than 40 years.

There are a total of four blocks which are made up entirely of two-bedroom units. Do you know that these HDB blocks have no lifts and each block is only served by a single staircase.

Most of the 117 units are two-bedders, with a third comprising rental flats.

Walking in, you will notice a neighbourhood preschool. The little ones who had attended the school would have been grown up by now.

Searching high and low for some outdoor activities to motivate your kids? Surprised to discover an outdoor playground, still in good condition, at the back of the estate.

With the advent of modernisation, the old Siglap HDB flats and its decaying surroundings have not escaped from the throes of urban redevelopment. Being a popular residential location, it looks like construction will continue to take place in Siglap, building onto its existing popularity. This trip has been fruitful, bringing back these precious pictures to archive in my photo library.

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Family Friendly Activities: Explore Qian Hu Fish Farm

This was our first trip to Qian Hu Fish Farm at the far west of Singapore. This place offers a beautiful, rustic feel that provides a great escape from the hustle and bustle of city life. When we arrived, there were many families here to get an insight into farm life and have some fun.

If you are not aware, Qian Hu is an integrated “one-stop” ornamental fish service provider where fish lovers  can buy ornamental fish as well as aquarium accessories.

The sound of air bubbles and sight of fishes have such therapeutic effect where it makes one feel happier just by gazing at these ‘water friends’.

Qian Hu Fish Farm also provides group tours as well which you can check out here.

Reminisce the good old kampong days.  Remember when families got together and children were out playing and enjoyed netting fishes from the canals and streams?  Bring your kids down to Qian Hu and let them experience the same excitement and joy of catching their own fishes, bringing them home and caring for them.

Longkang fishing over here for your little ones? A fun activity for families and children where kiddos sprint into action to scoop fishes from simple fishing nets.

Catch of the day! These fishes are live-bearers.

For those who are interested to buy some fishes back, head into the Fish Gallery.

Stacks and stacks of ornamental fishes displayed neatly along the aisles.

Beautiful albino guppies!

Different varieties of cichlid fishes.

Betta corner. A good choice for those who do not want the hassle of setting up fish tank and filtration system.

Bettas, also known as “Siamese fighting fish”, are popular pets recognized for their aggressiveness, interactivity, and low cost for care and maintenance. You do not need air pump to maintain them. They are sturdy and beautiful to look at. The better grades do not come cheap though.

Open-net fish farms.

Clumsy-looking Ranchu Goldfish is popular throughout the world. It originated in China and was further developed in Japan in the late 1800s. With its round, broad body and large bulbous head, it is also known as the Buffalo-head Goldfish, especially in Asia.

Little corners for families and kids to chill out.

Qian Hu Fish Farm Trading
仟湖鱼场贸易 

71, Jalan Lekar, Sungei Tengah
Singapore 698950
Tel: 65-6766 7087 (10 Lines)
Fax: 65-6766 3995
Contact: Andy Yap
Email: fishexport@qianhu.com 
Website : www.qianhufish.com

 

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Sleepwiz Eye Mask: Sleep Better Effortlessly

One of the most useful essentials that one should have would be the eye masks. It is known that poor sleep can interfere with every aspects of our life but with SleepWiz™ eye masks, you can sleep as soundly on a brightly lit environment as you would at home in your comfy bedroom.

SleepWiz™ eye masks are specially designed to create the ideal environment for us to get some good rest so that we can wake up relaxed, refreshed and rejuvenated. Making a name for itself, SleepWiz™ was also featured in BuzzFeed and The Huffington Post as a recommended hack to fall asleep quickly.

For the Side Sleepers

Everyone has a propensity toward one position or another, but side sleepers are the most common of the variations. It is not common for side sleepers to find themselves tossing and turning more than back sleepers which could lead to poor sleep.

SleepWiz™ has introduced an eye masks for the side sleepers which include:

Luxiere™ 100% Silk Eye Mask for Side Sleepers

Image Credit: SleepWiz

For the Back Sleepers

SleepWiz™ has introduced an eye masks for the back sleepers which include:

ErgoDream™ 3D Ergonomic Eye Mask for Back Sleepers

Image Credit: SleepWiz

Why Sleepwiz?

We had the opportunity to try and after using for 2 nights and we felt it was comfortable for the following reasons:

 A restful night to feel refreshed the next day – The luxiere boosts melatonin levels naturally without the use of pills or chemicals while the DreamWeave technology makes the eyemask impenetrable to light, allowing for longer deep sleep phases, while retaining the natural fibre’s luxurious softness

            Comfort and practicality – by using thin dual straps that ensures the mask stays in place which is useful if you’re a side-sleeper or tend to move a lot when you sleep. The extra wide design also makes it adaptable to faces of different sizes.

                    100% mulberry silk – to ensure your skin stays hydrated and reduce fine lines 

SleepWiz™ eye masks are light, flexible and practical. It certainly doesn’t take up much space. Hey, did we mention this makes a good travel essential items during your road trips? Free shipping within Singapore is provided. You should get one too!

SleepWiz

Websitehttps://eyemask.sg/

Facebookhttps://www.facebook.com/OfficialSleepWiz/

Instagram: hello@eyemask.sg

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Explore Singapore: Experience Nature and Heritage in Pulau Ubin

Taking a break from the hustle and bustle of the concrete jungle? Try exploring Pulau Ubin, an island northeast of mainland Singapore. A one-way boat fare cost $3 per person and it takes about 15 minutes to reach the beautiful island.

Visitors are greeted by the tranquil island offering untouched nature. Take a pause and keep a lookout for wildlife in the mangroves.

A must-do activity in Pulau Ubin is to rent a bicycle and get off the beaten track to enjoy the views of traditional kampong villages, nature trails that weave through old rubber plantations and discover the island’s mangroves. It is not uncommon to encounter abundant wildlife like jellyfish, kingfishers and sometimes, even pink dolphins!

House 363B has a rich historic background and it was owned by Mr Chew Teck Seng, a local provision shop owner from 1970 to 2005.

The house has since been conserved and refurbished as a model Chinese kampong house. The original architecture was retained and minimal changes were made to conserve its rustic charm. The house now serves as an immersive “museum” that takes guests back in time to life on Pulau Ubin during the 1970s. Many items in the house, including furniture, appliances, kitchen utensils and photograph were donated by past and residents, as well as friends of Pulau Ubin.

Those who are interested to take a look at this house will be pleased to know that it will be open on the 2nd and 4th weekend of the month and public holidays, from 10.00am – 2.00pm. Teck Seng’s Place is currently one of the highlights in NParks’ Kampung Tour, held on every third Saturday of the month.

We took a walk along the Sensory Trail. If the scorching heat is not a show-stopper, you should take a walk through the backyard planting of the Pulau Ubin village home where nature-lovers will love to see tropical fruits trees of different varieties. It takes about 1 hour to complete the trail.

Related image
Image Credit – Habitatnews – NUS

Some kampong houses may look dated but they still retain their rustic charm. It was learnt that the National Parks Board (NParks) will be restoring kampong houses on Pulau Ubin to their former glory.

The first of its kind in Singapore, Ubin Fruit Orchard is a one-hectare site that showcases fruits such as rambutan, lychee, logan and others.

Further into the island, visitors get to see kingfishers, magpies and native birds inhabiting along the mangroves of the Chek Jawa Wetlands. Travelers to Singapore, mark Pulau Ubin down during your visit!

From National Parks Board.

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Affordable Western Food You Must Try at Katong Point: STREETS OF LONDON

The Katong restaurant and cafe scene never stops to attract hungry food lovers. While there are many eateries to choose from, we would like to recommend a wallet-friendly cafe (important consideration) offering no-frills, authentic dining experience right at Katong Point.

Streets of London cafe offers a scrumptious menu that includes fresh and delicious dishes and hey, talk about Instagram worthy food!

A peek at the menu which will definitely pique your interest. The spread includes the ever popular Fish and Chips, Pasta (with seafood option), Baked Fish, Babyback Ribs, London pride IPA Chicken and many more. What a way to experience communal dining in Katong without spending a bomb.

Driven by his passion for food and cooking, Chef Thomas takes pride in delivering freshly-prepared comfort meals for customers to indulge everyday.

We thought Streets of London has a very beautiful and large interior that bodes well for a good family (kids’ friendly) and friends’ gathering, not to mention a suitable go-to-spot for the Millennial to hang out. The decor looks cosy, calm and hip to customers.

Cute miniatures all the way from London just made it hard for anyone to resist whipping their phone out to take a quick picture. For the Instagrammers, Streets of London cafe certainly meets the criteria to be one of the most instagrammed place in Katong (Joo Chiat Road).

A healthier choice – Baked Fish ($12.80).

Mid-joint wings  marinated with a touch of Green Devil IPA, an American IPA style beer (7 pc for $8).

Did we forget to mention you can enjoy fabulous food and drinks at Streets of London with no GST and no service charge? Yup, you don’t need a silver fork to enjoy great food – all at the Streets of London cafe!

STREETS OF LONDON

Address: 451 Joo Chiat Road Katong Point Mall 01-01 Singapore

Contact Info: 9754 7716 | streetsoflondon.co@gmail.com

Facebook: https://www.facebook.com/Streets-of-London-305385316190806/

Instagram: https://www.instagram.com/weibinthomas/

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Travel to Vietnam: Ben Thanh Market @ Ho Chi Minh City

A must-see attraction in the heart of Ho Chi Minh City, Ben Thanh market is a bustling attraction where tourists could just shop and taste real Vietnamese food. There is a number of vendors displaying eye-catching local handicrafts, apparels, souvenirs, silk fabrics, embroidery and brocade and many more cute gifts that tourists can bring back to friends and family.

Vendors and food stalls in the market food section that offers guests dishes freshly made to the order. Here, one can taste various kinds of local dishes.

The food court is open from dawn and the most vibrant at nightlife. Starting from 7 pm daily, over 170 stalls concentrate along Phan Boi Chau Street and Phan Chu Trinh Street.

Goods for daily use. Looking nice but Ben Thanh market is known for inflating the prices up to two or three times the original value.

Shops selling spices, grocery, cosmetics and colorful candies and great Vietnamese coffee bean/powder.

It is no secret that Ben Thanh Market is possibly the most visited place in Ho Chi Minh City. While it may not be the best location for shopping, every tourist knows their trip to Ho Chi Minh City cannot be completed without a visit to Ben Thanh market to experience Vietnam at its original.

Address: Ben Thanh Market, Lê Lợi, Phường Bến Thành, Quận 1, Hồ Chí Minh, Vietnam (Intersection of Le Loi, Ham Nghi, Tran Hung Dao Avenues and Le Lai Street, Ho Chi Minh City 70000, Vietnam)

Nearby Attractions: https://www.skyscanner.net/trip/ho-chi-minh-city/things-to-do/ben-thanh-market/nearby-things-to-do

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