Farm Florist, Life Hacks, Photography, Products, Review, Shopping, Singapore Products, The Idea Box

FARM Florist: Farm Fresh Flowers curated to capture the best memories ever

To pride itself as a reliable online florist that promises full refunds for all orders that arrive late is certainly a special florist that every customer should be amazed of. FARM Florist, a subsidiary of Masons Home Decor, takes pride in offering the highest quality flowers with afforable rates.

Their website – https://farmflorist.com/ – is easy to navigate and explore. What really stands out are the friendly features that allow customers to sort by their choices and filter the price ceilings when shopping online. Thumbs up!

Over at FARM Florist, there are so many assortments of flowers that you can shop at ease on all occasions. With Valentine’s Day around the corner, giving flowers is a timeless romantic gesture that bounds to wow your other half.

FARM Florist has the knowledge and experience to ensure your flowers deliver on time and have you receiving the most gorgeous flowers that you have seen.

You may not be the first but you certainly won’t be the last. Bookmark FARM Florist and browse through the beautiful hand bouquets. Your best memories are created here 🙂

Email: hello@farmflorist.com

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London Travelogue – (Part 1): Gatwick Airport, Covent Garden, Leicester Square, Piccadilly Circus, Chinatown Gate and Trafalgar Square

This is our first trip to London and we were told that it is an extremely expensive city for vacation. All this while, we thought it wouldn’t be possible until we discover some London hacks that made our trip a reality.

For once, we realised apart from travelling with the usual prominent airlines there are actually options to travel with budget airline to London for an affordable price of $1.1K in total for 2 adults / 2 childs (one way) – Norwegian airline.

Journey to London

Norwegian airline offers a direct flight from Singapore to London without any stopovers. To ensure further comfort, inflight entertainment are available. Ear phones were not provided.

The inflight meals were simple and nothing fanciful.

As we booked the flight early, we managed to get the best seats which gave us more room.

The 14-hour flight was surprising smooth without any turbulence and we arrived at London Gatwick airport by 5:40am.

If you are travelling to London Zone 1 or 2, we would recommend you not to take the express train which cost about $20 per adult. Our travel from Gatwick to Islington/Highbury was horrid as we needed to change platforms during the morning peak hours.

Towing 4 big luggages with us up and down the subway stairs without elevators and waiting for multiple trains before squeezing in was no joke. The weather was about 10 degrees but we were already perspiring. We would recommend booking the airport transfer (Blackberry cars) instead as the price was almost the same with no hidden charges.

The train ride brought us to the Victoria station where we would need to buy Oyster cards to travel in the London Underground, or the “Tube”. In simple terms, this is a version of our MRT. London is segmented by 9 zones with the touristy areas being in Zone 1 and 2.

Image result for london map zones
Photo Credit: https://en.wikipedia.org/wiki/London_fare_zones

The morning crowd at Victoria station were beginning to build up.

We had our breakfast here before continuing our journey to the Airbnb.

This was already the third train ride. We were tired.

Finally arrived at Highbury & Islington station.

But not before taking a 5 min bus ride and another 2 min walk to our Airbnb apartment. For all the hassle, it would be wiser to take Blackberry cars next time.

Covent Gardens

Covent Gardens is one of the ultimate Instagram spots in London. An iconic area with thriving street arts, we heard that it is usually crowded with tourists. However, it was not that bad.

The streets were easy to explore and it was not uncommon to take a pause every now and then to soak ourselves in the historic architectures. Covent Garden is a popular tourist spot such that Din Tai Fung has recently established an outlet here.

Something similar we have seen back home.

The locals love coffee so much and very often cafes would be packed with people. The scent of fresh coffee permeated the cafe and we couldn’t help but to order a cup.

Address: 13 Floral St, London WC2E 9DH, UK

Leicester Square / Piccadilly Circus

As Covent Garden is located centrally, it is near to Leicester Square and Piccadilly Circus. Google maps may not be reliable. Having these street directories made it easier for us to find our way around.

We were in for a treat during winter as Leicester Square Christmas Markets was up and running.

Not a fan of shopping but food tasting was our theme during this trip. Unlike the States, Christmas markets are common throughout Europe and UK.

Didn’t stay too long in the Christmas markets as some strangers kept looking at our belongings. We decided to leave and go into M&Ms World for safety reasons.

Address: 1 Leicester Square, London WC2H 7DE, UK

Have you been to M&M’s World? It is situated directly opposite Leicester Square Christmas Markets.

The bright, colorful storefront would inevitably draw anyone in. The staff were friendly and helpful, even if you are not buying anything.

Abbreviation familiar to a tween.

Address: Leicester Square, 1 Swiss Ct, London W1D 6AP, United Kingdom

London Chinatown is close to Leicester Square. The nearest underground stations to Chinatown are Leicester Square and Piccadilly Circus. Bus available are 14 / 24 / 27 / 29 / 134 / 168 / C2.

Eat all you can for $10.50.

We dined here over the next 2 days as the price was cheaper compared to other restaurants. Some restaurants open till 3am.

Address: 10 Wardour St, London W1D 6BZ, UK

Our jet-leg started to kick in. One final stop at Trafalgar Square before we ended the day. The attraction here is surrounded by museums, galleries, cultural spaces and historic buildings.

Trafalgar Square is a public square in the City of Westminster, Central London, built around the area formerly known as Charing Cross. Its name commemorates the Battle of Trafalgar, a British naval victory in the Napoleonic Wars with France and Spain that took place on 21 October 1805 off the coast of Cape Trafalgar.

Address: Trafalgar Square, London WC2N 5DN, UK

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Recommendation – Why You Should Rent Traveler WiFi Router for Overseas Travel

Our overseas trips have been much dependent on buying SIM cards at airport terminals or tapping into free wifi connection at hotels or cafes. In our recent travel to UK and the States, we decided to rent a portable WiFi router from Traveler Wifi to give it a try for the first time and after trying it out, we are very impressed and will definitely tick it as a travel essential in the future.

These are the top 5 reasons why you should be using Traveler Wifi:

#1 – Hassle Free with Worldwide Connection

Traveling across different continents require us to purchase multiple SIM cards which can be a hassle as it could only be tagged to a mobile device. With Traveler Wifi, it offers secured global coverage which support 4G networks. We are looking for hassle free and plug-and-play connection. All we need to do is to switch on the wifi router and it can automatically be detected in the network after keying in the password provided.

#2 – Long Battery Duration

We were told that Travel Wifi router offers up to 15 hours of connectivity. Based on our experience during the trip, it could easily last 13 hours without a single charge (with 3 mobile devices connected) before we returned to the hotel which we will change to hotel’s wifi. The pocket router could also be charged from a powerbank when we are on the go.

#3 – Cost Savings

The wifi router can connect up to 5 smart devices at the same time! It offers unlimited data with fair-use policy. If daily data usage exceeds 500 MB, router speed will slow down but can still connect and use. Data usage count is reset on daily basis. This provides cost savings when comparing to purchasing a SIM card which can only connect to 1 smart device and not forgeting you may need to figure out how to activate the SIM card.

#4 – Multiple Service Counters to Collect

To make collection easier, Traveler Wifi has different service counters conveniently located at the following locations:

Service Counters Islandwide: 

(NO reservation required; customers can rent Wifi Routers directly at any of the retail service counters)

  • Orchard Road
    • Lucky Plaza, 304 Orchard Road #B1-108 (Perfumes & Cosmetics Gallery: 11:30am-9pm daily; Friday 12.30pm -2pm – Closed)
  • Chinatown
    • People’s Park Centre, 101 Upper Cross Street #08-19 (Incredible Odyssey: 11am-6pm; Sat & Sun – Closed, Public Holiday – Closed).
      [you may message 91065688 before coming to Chinatown service counter]
  • Lavender
    • 322 Lavender Street (Gap Year Hostel: Daily 8am-8pm)
      [Please note only for Singapore WiFi routers rental/return at Lavender service counter]

#5 – Happy Memories

Big & Small M were probably the biggest beneficiaries of this trip. With Traveler Wifi router, they were allowed to use our mobile phones during the long road trips to keep themselves occupied.

We drove from San Francisco – Silicon Valley – Big Sur – Solvang – Santa Monica – Las Vegas – Los Angeles which we will blog about the journeys later so stay tune. These would not be possible without the wifi router which was certainly a life saver as it provided us with google map directions during the long, long and long drive.

And we went places before hitting the books after the holidays.

From London Bridge and Tower Bridge.

To New York – Statue of Liberty.

To San Francisco – Golden Gate Bridge.

To Silicon Valley – Googleplex.

To Las Vegas – Bonnie Springs Ranch.

And Los Angeles – Hollywood Boulevard.

Enough said. First time using wifi router and we were convinced of it’s convenience. Planning your upcoming trip soon and need a wifi router? Do not forget to check out Traveler Wifi!

 

Traveler Wifi

Website /  Bookinghttp://traveler-wifi.com/cms

Instagramhttps://www.instagram.com/travelerwifi/

Service Locations: http://traveler-wifi.com/cms/service-locations

Call for Enquiries) –

(65) 94877330 (General Enquiry) – [Mon-Fri : 9am – 6pm]

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Habitat by Honestbee: Uniquely Shopping and Dining Experience for Family

Just by word of mouth is enough to draw us to explore Habitat at Honestbee. The newly-opened supermart prides itself as a multi-sensory, tech-meets-food grocery and dining experience like no other. See, smell, hear, touch and taste fresh flavours and food items from across the globe – all in one habitat by honestbee.

When we arrived, many curious and eager shoppers were crowding at the entrance, opening or setting up their “Bee Pass” to enter/exit habitat. Yes, first of its kind experience. You do not need to bring any physical wallets and there are no ATMs to be seen as well. Just your “Bee Pass” will do.

Potted plants for sale after entering Habitat.

We read that Habitat occupies the space of slightly larger than a football field. Upon stepping into the compound, we were greeted with so many shoppers (probably their first time).

A long queue was forming at the coconut stall. Amazing, each fresh trimmed coconut was selling for only $0.95! No wonder they are the best sellers. We thought it’s a worthy buy, at least not spending more than $4 on bubble tea.

Big & Small M made a beeline to take a mandatory photo with the friendly bee when it came by.

Exploring the section near the entrance before our hunger pang strikes. According to Honestbee, the produce were sourced directly from farmers and established producers from across the globe.

Cute cup noodles from Korea and Japan.

If you are observant enough, you get to see peoples’ orders are packed quickly and transported by these conveyor belts.

 Dining here is akin to having design thinking, digital marketing and digital awareness coming alive right in front of you.

And so, we had our lunch here. To order our food, we can’t order direct from the stalls. The only way to order is through your Honestbee app under “Habitat”. E-receipt is emailed to you and via the app, you can track your order and receive notification that your food is ready to collect.

Honestly, Habitat wasn’t as big as we thought it was. Probably much of the space was taken up for storage or collection/packing. It would be good if Honestbee can introduce stationery or some electronic items in the future to make the shopping experience more fulfilling.

Finally managed to find seats after waiting for quite a while. This is Little Neck Clams and Bacon.

Milk Made: Frozen shakes & bakes.

Tiger Beer battered fish & chips.

Crumble Vairhona Chocolate.

Poofy Pancakes served with vanilla chantilly cream, maple syrup and fresh berries.

Australia Grass-fed Flank Steak. Served with roasted chat potatoes, roasted plum tomatoes, herb salad.

Cute and shiny utensils. They are actually made of plastic 🙂

We have a soft spot for fresh bakes.

Free tasting at the Lazy Loaf counter.

Exploring the remaining sections. Fresh seafood are a hit with shoppers. The best part was that you can pick your seafood and the masterchef will cook it for you.

While almost everything is automated, we still need human assistance to help us figure out how to complete our purchase.

Scan our order and the trolley will check out and be automatically rolled into the packing area.

In case you are wondering whether you need to “rush” to the collection point after checking out your trolley, there is no need to. You can still dine or shop additional items and when ready, just proceed to the collection point to collect your honest purchase.

At the collection point, served by robot courier!

Shuttle bus is also available between Harbourfront to Habitat at Honestbee.

Address: 34 Boon Leat Terrace S(119866)

Bus: 10, 30, 30E, 51, 143, 175, 176, 188, 188E

MRT: Labrador Park, Pasir Panjang

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Growing Up, Home Loan, Life Hacks, Moneysmart, Products, Review, Shopping, Singapore, Singapore Products

What you need to know before taking a home loan

Taking out a home loan can be a nerve wracking experience, and a big deal for everyone. It is often said that home purchase involves the biggest capital outlay in a person’s life and especially in Singapore where home assets do not seem to stop appreciating, this is the hard truth that everyone has to come to terms with. However, taking on a debt in the form of a home loan, when researched carefully, can be your friend.

Before settling down in your dream home, here are the questions you should know the answer to before getting your home loan.

#1 Deciding between Fixed Rate vs. Floating Rate Home Loans

Unless you are paying in full for the property, you will be affected by changes to the interest rate. Home loans are typically offered in 2 categories:

a. Fixed Rate

Fixed rate packages maintain the same interest rate during a lock-in period of 1 to 5 years, regardless of market conditions, after which the interest rate converts into a floating rate. Should customers decide to refinance during the lock-in period, banks may impose penalties. Nonetheless, fixed-rate mortgage packages are favoured by many home buyers in view of their expectations of further interest-rate hikes and protects you from any upward interest rate movement.

b. Floating Rate

Floating rate packages have interest rates that fluctuate daily, usually pegged to the SIBOR and SOR indices. They can come with or without lock-in periods. Home buyers who opt for floating rates usually take advantage of the low interest rate environment and monthly instalment amounts. This is particularly usefil in a flat-to-declining interest rate environment.

To this end, home buyers should be mindful to choose home loan packages based on their needs instead of trying to take advantage of short-term interest rate movements.

#2 Affordability

Your current financial commitments affect your affordability. Here are some useful pointers to consider:

a. TDSR

Under the latest Government regulations in Singapore, your Total Debt Servicing Ratio (TDSR) cannot exceed 60% of your income. If you are already taking on a car loan, personal loans or credit card debts, it may affect Approval in Principle (AIP) from your bank of choice. The trick to increase your loan application chance is to maintain zero to low debt ratio.

#3 Fees and Charges

When it comes to home loans, you may be inclined to settled on the cheapest home loan rate, but do remember to compare the fees and charges applicable to the loan. Fees and charges are levied under these circumstances:

– Processing the loan application

– Withdrawl after accepting loan offer

– Late payment

– Amending the loan tenor

– Restructuring the loan

– Processing the loan application

Those fees could add up to a few thousand dollars, so it’s worth knowing how much your banks in Singapore might charge you. The amount you can borrow will typically be the same across banks. So, you are not obligated to go with a bank just because it has pre-approved your loan. It is smart to seek pre-approval from multiple banks so you have options before making a conscious decision on a loan to take.

Regardless of whether you are planning to buy a hdb or private property, a great home loan deal always come with making smart decisions by comparing home loans and mortgage interest rates online. A good place to start is Moneysmart which serves as an effective tool for online loan comparison which you can surf at the comfort of your home or anywhere you prefer, so long as you have your smart device with you. Moneysmart has come as a good choice for loan comparison. The browsing experience has been intuitive, with the website creating user experience at the forefront of their thoughts. I find the site easy to navigate, stored with current and useful information and it is definitely a breeze when comparing the latest home loan deals. You would know which site to bookmark and make a visit the next time you need information on home loan packages to assist you.

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Family Friendly Activities: Explore Qian Hu Fish Farm

This was our first trip to Qian Hu Fish Farm at the far west of Singapore. This place offers a beautiful, rustic feel that provides a great escape from the hustle and bustle of city life. When we arrived, there were many families here to get an insight into farm life and have some fun.

If you are not aware, Qian Hu is an integrated “one-stop” ornamental fish service provider where fish lovers  can buy ornamental fish as well as aquarium accessories.

The sound of air bubbles and sight of fishes have such therapeutic effect where it makes one feel happier just by gazing at these ‘water friends’.

Qian Hu Fish Farm also provides group tours as well which you can check out here.

Reminisce the good old kampong days.  Remember when families got together and children were out playing and enjoyed netting fishes from the canals and streams?  Bring your kids down to Qian Hu and let them experience the same excitement and joy of catching their own fishes, bringing them home and caring for them.

Longkang fishing over here for your little ones? A fun activity for families and children where kiddos sprint into action to scoop fishes from simple fishing nets.

Catch of the day! These fishes are live-bearers.

For those who are interested to buy some fishes back, head into the Fish Gallery.

Stacks and stacks of ornamental fishes displayed neatly along the aisles.

Beautiful albino guppies!

Different varieties of cichlid fishes.

Betta corner. A good choice for those who do not want the hassle of setting up fish tank and filtration system.

Bettas, also known as “Siamese fighting fish”, are popular pets recognized for their aggressiveness, interactivity, and low cost for care and maintenance. You do not need air pump to maintain them. They are sturdy and beautiful to look at. The better grades do not come cheap though.

Open-net fish farms.

Clumsy-looking Ranchu Goldfish is popular throughout the world. It originated in China and was further developed in Japan in the late 1800s. With its round, broad body and large bulbous head, it is also known as the Buffalo-head Goldfish, especially in Asia.

Little corners for families and kids to chill out.

Qian Hu Fish Farm Trading
仟湖鱼场贸易 

71, Jalan Lekar, Sungei Tengah
Singapore 698950
Tel: 65-6766 7087 (10 Lines)
Fax: 65-6766 3995
Contact: Andy Yap
Email: fishexport@qianhu.com 
Website : www.qianhufish.com

 

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7 Cool Things to Do with Your Girlfriend in Singapore

Someone says that Singapore is a technology miracle, another one claims that it is the front window of Asia because it is an energetic and inspiring place, which has managed to become one of the best. Singapore is many-faced and magnificent like Ukrainian girls. You can choose many different epithets for the island-city-state of Singapore, but all of them will surely be vivid and not ordinary. Singapore remains one of the greenest cities in the world, having so many astounding futuristic buildings and attracting a big number of people from all over the world. So, what can you do with your girlfriend in Singapore?

1. Look to the Future

The future of science fiction movies will come in Singapore very soon when the first spaceplanes start landing in the airport Changi, and robots say, “Next in line, please!” You should surely look at the steel baobabs of the Gardens by the Bay. In the evening, the lights are turned on, and the magic garden begins to shimmer with colored lights, just like in the Avatar. At an altitude of 22 meters, supertrees are connected by the sky bridge, from which the domes of futuristic greenhouses are visible.

Image Credit: Great Eastern

2. Relax on the Beach

When the brain melts because of the heat, you can escape from the stone jungle to the beaches of the tropical island of Sentosa. You can visit each of them during the day because a free tram runs along the coast. If both of you prefer a relaxing holiday in the hammocks under the palm trees, go to Tanjong beach, and if you want to suf and play volleyball, go to the beach of Silos. You can also visit the mangrove thickets of the island of Pulau Ubin. In this Singaporean village, you can ride a bicycle through rubber groves, eat grilled shrimps and look out for rare birds from wooden bridges.

Image Credit: tanjongbeachclub.com

3. Update your Wardrobe

In Singapore, you can find ten boutiques per square meter because local people like brand-name things. Good dressers with packages of Chanel and Louis VUitton go from one showcase to another. If you do not have enough money to buy a Prada handbag, go to Bugis Street, and you will buy the same but from Chinese masters. tripadvisor.jp

Image Credit: tripadvisor.jp

4. Shake the Paw of the Lemur

The Singapore Zoo is one fo the most advanced in the world. More than 300 species of animals walk freely through the rainforest. Here, you can have breakfast with organutans, feed the giraffe or dwarf hippo during lunch, and watch the dinner of predators in the evening. Both of you will be excited like kids.

Image Credit: visitsingapore.com

5. Take a Photo on the Edge of the Abyss

Only a lazy person did not see the pictures of the hotel Marina Bay Sands on the Internet. Three 200-meter towers, crowned with a gondola, perfectly fit into the landscape of Singapore’s space harbor. Many people go here to take a photo in the famous swimming pool on the roof, here the water seems to pour over the sides to the abyss. What a stunning view of the bay you will be able to enjoy there!

Image Credit: dailymail.co.uk

6. Look at Singapore from a Height

To see whole banana-lemon Singapore at your feet, don’t miss a chance to ride the Ferris Wheel. From the height of a 55-storey building, you will be able to distinguish even the Indonesian islands on the horizon. In the evening, the city lights up with millions of light bulbs, and you feel like superheros on top of the world. If you have a special evening, you can book a separate booth with champagne and dinner for two.

7. Try “Star” Noodles on the Street

Chinese rice with slices of duck is friend in soy sauce on every corner of Chinatown, but you need to stand a kilometer line to try noodles with chicken from the street chef Chan Hong Menga, his street tent has been awarded a Michelin star. If you are fond of spicy chili, go to the Indian city block.

Image Credit: tripadvisor.com

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