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New York Travelogue – (Part 3): The High Line, Chelsea Market, Subway, Brooklyn Bridge and Times Square

This was our final day at New York City. Our main goal was to cover two attractions. Some say The High Line is a must-go attraction and we shouldn’t give it a miss.

The High Line is a public park built on a historic freight rail line elevated above the streets on Manhattan’s West Side.

Saved from demolition by neighborhood residents and the City of New York, the High Line opened in 2009 as a hybrid public space where visitors experience nature, art, and design.

Elevated 30 feet in the air, this former railroad has taken in a form of a beautiful stretch of pathway.  The walk is about a mile and a half in length and takes you from Gansevoort Street up to 34th. We arrived just when the sun was setting and took some beautiful shots.

The Chelsea Market was near to The High Line. An indoor food hall, most of the shops in Chelsea Market were food related.

A suitable place for cafe hoppers also, not to mention there was a variety of shops selling gifts, spirits, groceries and more. The building was formerly used to be a biscuit factory, which was why much of the interior and aesthetic was a reminiscence of its past.

Intrigued to see the Youtube office here..

Not surprising to see the Google’s office here as Manhattan’s Chelsea Market building was bought over by them.

So, that wrapped up our New York vacation. We hope to have more time to visit Pennsylvania and Washington DC. Maybe we will do it next time 🙂

Ending our Big Apple vacation with some memorable pictures.

Definitely not to our liking, we were still figuring out how to take the subway in NYC before we left. Absolutely confusing.

Big M at the vibrant Manhattan’s Chinatown, where when you are in food hunt, you know you will never go wrong with dumplings, pork buns and hand-pulled noodles.

You have all the reasons to walk the famous Brooklyn Bridge. It is likely to be crowded but hey, who cares? We are talking about the epitome of Big Apple.

 Who says you can’t find pockets of spaces to connect with others in one of the most densest cities in the world?

Dazzling with lights all day long, there’s a magnetic pull about Times Square. One of the most visited places in the world with over 360,000 pedestrians daily, we just loathe this place, wondering why Singapore can’t replicate it. This little adventurer was totally mesmerised. The next part of our journey would see us at the west coast of America – California where we would see San Francisco, Big Sur, Monterey, Carmel-by-the-Sea, Los Angeles and Las Vegas.

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London Travelogue – (Part 5): Stevenage and Emirates Stadium

We were greeted with light rain on our final day in London. The sky was cloudy but we were determined to end the day fruitfully.

With most of the main attractions covered, we took it easy today and googled for nearby places to explore.

The rain started to pelt and we took shelter at a train station.

Hopping onto the train with our Oyster cards, we had no idea where to go. Since we were not driving, taking a train ride to see the surroundings might be a good idea.

Thanks to the rain, the weather were freezingly cold and we were loving it!

The train took us into the countryside and we passed by hills, seen cattle grazing and lovely houses.

We were kind of lost and didn’t know where to alight. The train captain was surprised we had no destination in mind and recommended that we visit a little town by the name of Stevenage. Stevenage is a town and borough in Hertfordshire, England, 28 miles north of London.

Alas, oyster card is not valid here and we had to pay a fine of about $50. The staff was friendly and chatted with us while he prepared tickets for us to exit.

A lovely little town to explore. Maybe not that fantastic for sightseeing but it was an ideal place to buy cheap loots.

Stevenage was pretty much like Bedok neighbourhood where you could find rows of shophouses.

Delicious germany sausages..nice to try in such a cold weather.

Yes, everything’s $1!

A haven for shopping.

The Iceland store. Wait till we see how cheap the items were.

How we wished we were living over here. It’s near impossible to find such prices over in Singapore. These items were not junk qualities either.

At the other end of the town, there were restaurants and a large Cineplex.

Had our dinner here. The chicken looked kind of dry.

We headed back to our Airbnb but before that we suddenly realised our place was near to Emirates Stadium! And so we alighted from the train and followed the signs to Arsenal.

It took about 15 mins to walk from the train stadium. Along the way, we came across houses and they were so beautifully lighted and decorated with Christmas props.

The residents living in these houses were probably the most blessed of all. Just 20m in front of the Emirates Stadium, they could attend EPL match at their convenience every week!

They might not appreciate soccer but it was a worthwhile visit to the famous soccer club.

This capped off our London trip and we booked a Blackberry Car to the airport at 1am. No hidden cost and the driver was professional. The next time we visit London, we will definitely book with them again. Next up, we will travel over 3500 miles or 8 hours of flight time to New York City!

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FARM Florist: Farm Fresh Flowers curated to capture the best memories ever

To pride itself as a reliable online florist that promises full refunds for all orders that arrive late is certainly a special florist that every customer should be amazed of. FARM Florist, a subsidiary of Masons Home Decor, takes pride in offering the highest quality flowers with afforable rates.

Their website – https://farmflorist.com/ – is easy to navigate and explore. What really stands out are the friendly features that allow customers to sort by their choices and filter the price ceilings when shopping online. Thumbs up!

Over at FARM Florist, there are so many assortments of flowers that you can shop at ease on all occasions. With Valentine’s Day around the corner, giving flowers is a timeless romantic gesture that bounds to wow your other half.

FARM Florist has the knowledge and experience to ensure your flowers deliver on time and have you receiving the most gorgeous flowers that you have seen.

You may not be the first but you certainly won’t be the last. Bookmark FARM Florist and browse through the beautiful hand bouquets. Your best memories are created here 🙂

Email: hello@farmflorist.com

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Fly LegsUp Flight Hammock for Kids

With travelling up to a total of 48 hours on economy seats, seeking comfort during these long haul flights is a priority. The Fly LegsUp Flight Hammock provides the answer as the ultimate travel companion for adults and children.

Fly LegsUp Kids
Photo Credit: Fly LegsUp

The hammock enables Small M to elevate her feet and legs into different positions, supported by comfortable inflatable pillows. Experimenting it for the first time, it greatly made her flight more comfortable.

Fly LegsUp Flight Hammock is washable, folds compact, and weighs less than 500g. Its versatile design accommodates for the differences in kids and airline seats. This is a travel essential to be ticked in your itinerary.

Our Fly LegsUp for Kids pack, includes:

– Our patented Fly LegsUp Flight Hammock

– 1 small pillow and 2 large pillows

– Travel bag

– Kids instruction sheet with suggested positions

Fly LegsUp for Kids

Website /  Booking: https://www.flylegsupsingapore.com/

Facebookhttps://www.facebook.com/flylegsupsingapore/

YouTube: https://www.youtube.com/watch?time_continue=1&v=g4pJhAjQDjg

Phone : Yvonne +65 8661 1226 

Email : yvonne@flylegsupsingapore.com

Retailers

Lilliewoods Social
I12 Katong Mall
112 East Coast Road
#01-24
Singapore 428802

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What you need to know before taking a home loan

Taking out a home loan can be a nerve wracking experience, and a big deal for everyone. It is often said that home purchase involves the biggest capital outlay in a person’s life and especially in Singapore where home assets do not seem to stop appreciating, this is the hard truth that everyone has to come to terms with. However, taking on a debt in the form of a home loan, when researched carefully, can be your friend.

Before settling down in your dream home, here are the questions you should know the answer to before getting your home loan.

#1 Deciding between Fixed Rate vs. Floating Rate Home Loans

Unless you are paying in full for the property, you will be affected by changes to the interest rate. Home loans are typically offered in 2 categories:

a. Fixed Rate

Fixed rate packages maintain the same interest rate during a lock-in period of 1 to 5 years, regardless of market conditions, after which the interest rate converts into a floating rate. Should customers decide to refinance during the lock-in period, banks may impose penalties. Nonetheless, fixed-rate mortgage packages are favoured by many home buyers in view of their expectations of further interest-rate hikes and protects you from any upward interest rate movement.

b. Floating Rate

Floating rate packages have interest rates that fluctuate daily, usually pegged to the SIBOR and SOR indices. They can come with or without lock-in periods. Home buyers who opt for floating rates usually take advantage of the low interest rate environment and monthly instalment amounts. This is particularly usefil in a flat-to-declining interest rate environment.

To this end, home buyers should be mindful to choose home loan packages based on their needs instead of trying to take advantage of short-term interest rate movements.

#2 Affordability

Your current financial commitments affect your affordability. Here are some useful pointers to consider:

a. TDSR

Under the latest Government regulations in Singapore, your Total Debt Servicing Ratio (TDSR) cannot exceed 60% of your income. If you are already taking on a car loan, personal loans or credit card debts, it may affect Approval in Principle (AIP) from your bank of choice. The trick to increase your loan application chance is to maintain zero to low debt ratio.

#3 Fees and Charges

When it comes to home loans, you may be inclined to settled on the cheapest home loan rate, but do remember to compare the fees and charges applicable to the loan. Fees and charges are levied under these circumstances:

– Processing the loan application

– Withdrawl after accepting loan offer

– Late payment

– Amending the loan tenor

– Restructuring the loan

– Processing the loan application

Those fees could add up to a few thousand dollars, so it’s worth knowing how much your banks in Singapore might charge you. The amount you can borrow will typically be the same across banks. So, you are not obligated to go with a bank just because it has pre-approved your loan. It is smart to seek pre-approval from multiple banks so you have options before making a conscious decision on a loan to take.

Regardless of whether you are planning to buy a hdb or private property, a great home loan deal always come with making smart decisions by comparing home loans and mortgage interest rates online. A good place to start is Moneysmart which serves as an effective tool for online loan comparison which you can surf at the comfort of your home or anywhere you prefer, so long as you have your smart device with you. Moneysmart has come as a good choice for loan comparison. The browsing experience has been intuitive, with the website creating user experience at the forefront of their thoughts. I find the site easy to navigate, stored with current and useful information and it is definitely a breeze when comparing the latest home loan deals. You would know which site to bookmark and make a visit the next time you need information on home loan packages to assist you.

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7 Cool Things to Do with Your Girlfriend in Singapore

Someone says that Singapore is a technology miracle, another one claims that it is the front window of Asia because it is an energetic and inspiring place, which has managed to become one of the best. Singapore is many-faced and magnificent like Ukrainian girls. You can choose many different epithets for the island-city-state of Singapore, but all of them will surely be vivid and not ordinary. Singapore remains one of the greenest cities in the world, having so many astounding futuristic buildings and attracting a big number of people from all over the world. So, what can you do with your girlfriend in Singapore?

1. Look to the Future

The future of science fiction movies will come in Singapore very soon when the first spaceplanes start landing in the airport Changi, and robots say, “Next in line, please!” You should surely look at the steel baobabs of the Gardens by the Bay. In the evening, the lights are turned on, and the magic garden begins to shimmer with colored lights, just like in the Avatar. At an altitude of 22 meters, supertrees are connected by the sky bridge, from which the domes of futuristic greenhouses are visible.

Image Credit: Great Eastern

2. Relax on the Beach

When the brain melts because of the heat, you can escape from the stone jungle to the beaches of the tropical island of Sentosa. You can visit each of them during the day because a free tram runs along the coast. If both of you prefer a relaxing holiday in the hammocks under the palm trees, go to Tanjong beach, and if you want to suf and play volleyball, go to the beach of Silos. You can also visit the mangrove thickets of the island of Pulau Ubin. In this Singaporean village, you can ride a bicycle through rubber groves, eat grilled shrimps and look out for rare birds from wooden bridges.

Image Credit: tanjongbeachclub.com

3. Update your Wardrobe

In Singapore, you can find ten boutiques per square meter because local people like brand-name things. Good dressers with packages of Chanel and Louis VUitton go from one showcase to another. If you do not have enough money to buy a Prada handbag, go to Bugis Street, and you will buy the same but from Chinese masters. tripadvisor.jp

Image Credit: tripadvisor.jp

4. Shake the Paw of the Lemur

The Singapore Zoo is one fo the most advanced in the world. More than 300 species of animals walk freely through the rainforest. Here, you can have breakfast with organutans, feed the giraffe or dwarf hippo during lunch, and watch the dinner of predators in the evening. Both of you will be excited like kids.

Image Credit: visitsingapore.com

5. Take a Photo on the Edge of the Abyss

Only a lazy person did not see the pictures of the hotel Marina Bay Sands on the Internet. Three 200-meter towers, crowned with a gondola, perfectly fit into the landscape of Singapore’s space harbor. Many people go here to take a photo in the famous swimming pool on the roof, here the water seems to pour over the sides to the abyss. What a stunning view of the bay you will be able to enjoy there!

Image Credit: dailymail.co.uk

6. Look at Singapore from a Height

To see whole banana-lemon Singapore at your feet, don’t miss a chance to ride the Ferris Wheel. From the height of a 55-storey building, you will be able to distinguish even the Indonesian islands on the horizon. In the evening, the city lights up with millions of light bulbs, and you feel like superheros on top of the world. If you have a special evening, you can book a separate booth with champagne and dinner for two.

7. Try “Star” Noodles on the Street

Chinese rice with slices of duck is friend in soy sauce on every corner of Chinatown, but you need to stand a kilometer line to try noodles with chicken from the street chef Chan Hong Menga, his street tent has been awarded a Michelin star. If you are fond of spicy chili, go to the Indian city block.

Image Credit: tripadvisor.com

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Travel to Vietnam: Ben Thanh Market @ Ho Chi Minh City

A must-see attraction in the heart of Ho Chi Minh City, Ben Thanh market is a bustling attraction where tourists could just shop and taste real Vietnamese food. There is a number of vendors displaying eye-catching local handicrafts, apparels, souvenirs, silk fabrics, embroidery and brocade and many more cute gifts that tourists can bring back to friends and family.

Vendors and food stalls in the market food section that offers guests dishes freshly made to the order. Here, one can taste various kinds of local dishes.

The food court is open from dawn and the most vibrant at nightlife. Starting from 7 pm daily, over 170 stalls concentrate along Phan Boi Chau Street and Phan Chu Trinh Street.

Goods for daily use. Looking nice but Ben Thanh market is known for inflating the prices up to two or three times the original value.

Shops selling spices, grocery, cosmetics and colorful candies and great Vietnamese coffee bean/powder.

It is no secret that Ben Thanh Market is possibly the most visited place in Ho Chi Minh City. While it may not be the best location for shopping, every tourist knows their trip to Ho Chi Minh City cannot be completed without a visit to Ben Thanh market to experience Vietnam at its original.

Address: Ben Thanh Market, Lê Lợi, Phường Bến Thành, Quận 1, Hồ Chí Minh, Vietnam (Intersection of Le Loi, Ham Nghi, Tran Hung Dao Avenues and Le Lai Street, Ho Chi Minh City 70000, Vietnam)

Nearby Attractions: https://www.skyscanner.net/trip/ho-chi-minh-city/things-to-do/ben-thanh-market/nearby-things-to-do

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